Personal Loan

Personal Loan

Flexible financial support for your personal needs

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About the Loan

  • Provides financial support for personal needs such as medical, travel, marriage, emergencies.
  • Can be secured or unsecured depending on bank policy.
  • Repayment is through fixed monthly EMIs.

Who Can Apply

  • Salaried or self-employed individuals with regular income.
  • Age: 21–60 years.
  • Minimum credit score as per bank norms.
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Purpose / Uses

Medical Bills
Travel Expenses
Marriage
Emergencies
Education

Loan Amount Range

₹50,000 to ₹40 Lakhs

Final amount depends on income, credit score, and liabilities.

Repayment Tenure

  • 1 to 5 years
  • EMIs are fixed and auto-debited

Documents Checklist

  • Identity Proof (Aadhaar, PAN, Passport, Voter ID)
  • Address Proof
  • Income Proof (Salary slips / ITR)

Additional Documents

  • Bank Statements (Last 6 months)
  • Passport-size Photograph

Bank Terms & Conditions

View Terms
  • Loan approval based on income, credit score, and bank assessment.
  • Prepayment allowed as per bank rules, charges may apply.
  • Late payment attracts penalties and affects credit score.

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